This Notice applies to every user of the Platform: Nurse Members, Nursing Students, Pre-Nursing Students, Partners, Employer Account holders, and Institutional Subscribers. It is posted in the Platform footer, presented at account creation, and available in Account Settings. Where this Notice and the Member Terms of Service or the Partner Agreement address the same subject, the more protective provision for the user applies.
The Short Version
We never sell your personal information, and we never use it for advertising. MODRN RN Insights, a report sold to hospitals and health systems, contains only anonymous, combined data from at least twenty-five (25) nurses. It never includes anything that identifies you, and never includes MODRN MONEY data. Employers, staffing agencies, recruiters, hospitals, and Partners never see your individual information. Your ratings and reviews are anonymous. MODRN MONEY is optional and private to you.
What We Collect and Why
- Account and verification: name, email, and license details confirmed through NURSYS. Your date of birth, board address, and, if you choose to provide it, the last four digits of your SSN are used only to verify your license and are not retained after verification.
- Profile: your Permanent ZIP Code and Current Assignment ZIP Code, used to show Partners near you.
- Contributions: ratings, written reviews, pay reports, and other submissions. These are stored without your identity attached to anything other users can see.
- Payments: processed by our payment processor. Company never sees or stores your full card number.
- Device and usage data: used to keep the Platform secure and working.
- MODRN MONEY: only if you choose to use it, as described in Section P4.
Who Sees What
- You: all of your own information.
- Other members: your ratings and reviews, anonymously. Nursing school reviews in the student portal appear under your screen name, as described in Member Terms of Service, Section 36.9; your real name and identity are never shown. Never your identity or individual data.
- Hospitals, agencies, recruiters, and Partners: never your individual information. They may see only their own scores and anonymous written reviews, as described in Section P3.
- Institutional Subscribers (MODRN RN Insights): anonymous, aggregate facility-level data only, combined from at least twenty-five (25) verified nurse submissions, as described in Member Terms of Service, Sections 10.3 and 35. Never individual data, and never MODRN MONEY data. Company publicly commits to maintain and use this data only in de-identified, aggregate form, takes reasonable measures to ensure it cannot be linked to any individual, does not attempt to re-identify it, and contractually prohibits every Institutional Subscriber from attempting to re-identify any individual (Member Terms of Service, Section 35.5).
- Company administrators: only as described in Section P5.
- Service providers: only as needed to operate the Platform, under the data processing terms in Partner Agreement, Section 17.
Ratings and Reviews
All ratings and written reviews are anonymous. Your name, license, and screen name are never shown to the hospital, agency, recruiter, or Partner you rate. A rated organization may request to see its own scores and the anonymous written reviews submitted about it, so that it can see where it falls short and improve how it treats nurses. Scores are shown to the rated organization only after at least five (5) nurses have rated it, so that no single nurse can be identified. Written statements submitted to substantiate a rating of 1 or 2 stars under Member Terms of Service, Section 26.5 are reviewed by Company only and are never shared with the rated organization. No organization can learn who rated it, and no payment of any kind changes a score, review, or rating.
MODRN MONEY
P4.1 Optional
You never have to use MODRN MONEY or connect any account to use the Platform.
P4.2 Connected Accounts
If you connect a financial account, the connection runs through Plaid, a third-party service, under Plaid's own privacy policy, which is presented before you connect. Company never receives or stores your bank login. Connections are read-only. You may disconnect at any time.
P4.3 Private to You
Your balances, transactions, goals, and individual Financial Health Score are visible only to you.
P4.4 Anonymous Aggregate Sharing — Your Choice
You may turn on "Share anonymously" in MODRN MONEY settings and may turn it off at any time. "Aggregate" means information combined from many members into a single group figure, such as an average, so that no individual can be seen or identified. When sharing is on, your information is combined with information from at least twenty-five (25) members who have also opted in. Aggregate figures never include names, account details, dollar amounts, or anything else tied to you.
P4.5 How Aggregate Figures Are Used
Only Company administrators see aggregate MODRN MONEY figures: the platform-wide average Financial Health Score (on a scale of 1 to 5), the share of opted-in members in each score range, and trends over time. No one, including Company administrators, is shown any individual member's Financial Health Score. Company uses these figures only to decide which resources, courses, and Partners to add. Aggregate MODRN MONEY figures are never sold, never shared with any employer, staffing agency, recruiter, hospital, Partner, or other organization, and never included in MODRN RN Insights or any other institutional product.
P4.6 Turning Sharing Off
When you turn sharing off, your information is excluded from all future aggregate figures. Figures calculated before you turned sharing off contain nothing that identifies you and are not recalculated.
P4.7 Community Challenges
Community challenges are optional, and you join each one separately. Each challenge states, before you join, exactly what other participants will see. Nothing beyond what the challenge states is shown. You may leave a challenge at any time.
P4.8 Deleting
You may delete your MODRN MONEY data, and disconnect any connected account, at any time without closing your Platform account.
When Company Personnel May Access Your Information
Company personnel may access an individual member's information only to keep the Platform secure, to comply with the law, or to help the member when the member asks for support. Each such access is logged.
Device Permissions
The Platform and companion app ask for a device permission only when you use the feature that needs it, and explain why at that time. You may decline or turn off any permission in your device settings. Declining a permission affects only the feature that needs it.
Cookies and Tracking
The Platform uses cookies and similar technologies to keep you signed in, keep the Platform secure, and make it work. Company does not use advertising trackers, does not sell or share data for cross-context behavioral advertising, and does not allow other companies to track your activity across other websites through the Platform. Because the Platform does not engage in cross-site tracking, browser "Do Not Track" signals do not change how the Platform operates.
Your Choices and Rights
You may request to see, correct, download, or delete your personal information by emailing info@modrnrncollective.com with the subject line "Privacy Request." Company responds within 45 days after verifying your identity. California residents have the additional rights described in Member Terms of Service, Section 20. Anonymized contributions remain on the Platform as described in the Member Terms of Service.
Changes to This Notice
Company will notify users in the Platform before any material change to this Notice takes effect. Effective Date: November 2026.